Depending upon the sensitivity of the information, you can provide us with your consent in writing, electronically or verbally.

We will obtain your consent in writing when you become a credit union member or when you apply for a new credit union service offering.

We may possess personal information about you that we collected prior to implementation of our Privacy Code, for which we do not have your express consent to use. We will continue to use that information for the purposes listed, unless you ask us to stop using that information. This is considered implied consent. We obtain or use your information only with your consent. We do not sell it to third parties or use it in any way we have not told you about. We obtain your consent before we:

• obtain credit reports or check references;
• contact you about other products or services of the credit union by direct mail, email or telephone;
• share your information with our affiliates so that we can offer their products and services to you;
• disclose your information to third parties unless we are obliged to do so by law or it is required for us to provide our financial services to you.

The withdrawal of consent form provides you with an opportunity to limit the uses and disclosures of your personal information should you choose to do so. You may limit or withdraw your consent at any time, subject to legal or contractual obligations. For example, your credit union is required by law to provide a record of your interest earning information to the Canada Customs and Revenue Agency. To receive a form, please contact us at (306) 865-2209.