Chequing

Personal Chequing Account
	Standard chequing account with access to funds by cheque or electronically.
MAXIMIZER®
	Interest paid on a tiered basis with no minimum balance required, interest calculated daily, paid monthly. Access by cheque or electronically.
MasterPlan (package available on chequing accounts only)
Service Charges & Fees
	Unlimited cheque writing and ATM withdrawals. No charge for paying utility bills. No charge for mortgage renewals. Same features as personal accounts.
Green Account (package available on chequing accounts only)
Service Charges & Fees
	Unlimited electronic withdrawals including ATM, POS, cheques and automatic debits. Includes monthly electronic statement at no charge.
Heritage 60
	A service for members 60 years of age and older. Unlimited transaction fees on 1 account. Unlimited use of ATMs in Saskatchewan. Unlimited use of TELESERVICE®. Free personalized cheques. No charge on travellers’ cheques, money orders, utility bills. $5 off regular rental on safety deposit boxes.
U.S. Dollar Account
	Monthly maintenance fee. Interest calculated daily, paid monthly.

Overdraft Rate - 25%

Hudson Bay Credit Union