The 10 Principles of Privacy

The following is a summary of the 10 Principles of the Credit Union Code for the Protection of Personal Information.

1. Accountability
   We have designated a Privacy Officer who is accountable for our compliance with the principles of the Code.
   
2. Identifying Purposes
   When we ask you for personal information, we will identify the purposes for which it will be used or disclosed.
   
3. Consent
   We require your knowledge and express or implied consent for the collection, use or disclosure of personal information.
   
4. Limiting Collection
   The collection of personal information is limited to the purposes we have identified for you.
   
5. Limiting Use, Disclosure, and Retention
   We will use or disclose your personal information only with your express or implied consent, or as required by law. We will retain your information for only as long as is necessary to fulfill identified purposes.
   
6. Accuracy
   We will keep your information accurate, complete and up-to-date as is necessary for the purposes for which it is to be used.
   
7. Safeguards
   We will protect your personal information with appropriate security safeguards.
   
8. Openness
   We will make specific, understandable information readily available to you about our personal information policies and practices.
   
9. Individual Access
   When you request it, we will give you access to your personal information, how we use it and who we disclose it to. You are entitled to question its accuracy, its completeness and its uses.
   
10. Challenging Compliance
    You are entitled to question the Privacy Officer about our compliance with any of these principles.